Cash Loan

Take the truly powerful cash loan in Eurobank Direktna

For all your needs, we have provided the right financial solution with an incredible interest rate starting from 6.50% + 3m Belibor, for loan amounts over 600,000 dinars, approval without loan processing fee and loan maintenance fees, as well as simple application procedure.

RSD Cash loan

Loan characteristics:

Amount: 64,000 – 3,600,000 RSD Nominal interest rate:

• For Payroll clients, for loan amount ≥ 600.000 dinara: 10.44%, variable (5.50% + 3m Belibor)*
• For Payroll clients, for loan amount <600,000 RSD: 11.94%, variable (7%+ 3mBelibor)*
• For Non Payroll clients: 16.94%, variable (3m Belibor +12.00%)*

EIR:

• For Payroll clients, for loan amount ≥ 600.000 dinara: from 11.12%
• For Payroll clients, for loan amount ≥ 600.000 RSD: from 12.83%
• For Non Payroll clients: from 18.61%,

Tenor:

• 12 - 71 months

Other fees:

• Disbursement fee: no disbursement fee
• Bill of exchange: 50 RSD
• Credit Bureau report: 246 RSD

Example:

Loan type (RSD)	Payroll loan	Payroll loan	Payroll loan	Non Payroll loan
Loan amount (RSD)	1,200,000	500,000	300,000	300,000
Tenor (months)	71	71	71	71
Disbursement fee	0%	0%	0%	0%
Installment (RSD)	22,650	9,815	5,889	6,679
Total paid amount (RSD)	1,608,454	697,174	418,423	474,479
NIR* (variable, annual)	10.44%	11.94%	11.94%	16.94%
EIR** (variable)	11.13%	12.83%	12.85%	18.65%

*The nominal interest rate is variable, annual and is defined as the sum of 3m Belibor and margin. **EIR is calculated using a value of 3mBelibor which is 4.94% as of 31.12.2024. The calculation of the EIR included: bill of exchange (50 RSD) and Credit Bureau report (246 RSD) Nominal interest rate is determined on a quarterly basis in January, April, July and October when the variable element is aligned with the values of the officially published reference rate on the last day of the month that precedes the month in which the adjustment is made The changed variable interest rate will be applied in the first accounting period that starts after the change.

If you are interested in refinancing loan, have a look at our most superior refinancing loan ever: Refinancing loan

Visit the nearest branch or call free Contact center number 0800 111144, where today you can schedule an appointment with our advisors.