Account overdraft

You have the occasional need for a certain amount of money in addition to your monthly income? Want to have it always available, but also to return it by your own repayment schedule? If so, the account overdraft is the right solution for you! In order to apply for this product, it is necessary that you have received at least one salary/pension into your current account.

PRODUCT CHARACTERISTIC:

Maximum amount: Up to two monthly salaries/pensions
Repayment period: Up to 24 months
Nominal interest rate: 15% (EIR from 16.51%) for employees and for pensioners

Example:

1) Employees and pensioners

Overdraft amount	Repayment period in months	Processing fee	NIR	EIR*	Total amount to be returned within 12/24 months if the client would use account overdraft in total amount durig 12/24 months
60.000 RSD	12	0	15.00% fixed	16.89%	75.181 RSD
60.000 RSD	24	0	15.00% fixed	16.62%	85.067 RSD

*within EIR are calculate bill exchange cost (50 RSD) and Credit Bureau report (246 RSD)